It looks like you're using an outdated browser.
For a better experience, we recommend switching to a more modern browser like Google Chrome or Microsoft Edge. Learn more.

Visa® Student

Independence Starts Here

Every student should learn financial responsibility, and building a positive credit history is vital to a financially secure lifestyle. SCCU's Visa Student Card is designed to help students establish credit while safeguarding them during the transition to adulthood.

Apply Now

Product Features

Terms & Fees
Standard APR* for Purchases

As low as 18.00% APR* (APR* is based on creditworthiness and may vary with the Prime Rate.)

Standard APR* for Balance Transfers

As low as 18.00% APR* (APR* is based on creditworthiness and may vary with the Prime Rate.)

Standard APR* for Cash Advances

As low as 18.00% APR* (APR* is based on creditworthiness and may vary with the Prime Rate.)

Annual Fee

$0

Cash Advance Fee

$0

Balance Transfer Fee

$0

International Transaction Fee

1% of the converted transaction amount

Pricing & Terms

Other Fees

Late Payment Fee: up to $27

Pricing & Terms

Minimum Finance Charge

$0.50

Credit Line Amounts

Minimum: $300
Maximum: $2,500

Required Minimum Deposit

$300

Regular savings account can be used as collateral for the credit line

Yes

Age Limit

Must be between the ages of 15 and 17

Co-Signer Needed

Yes

Requires a joint account holder who is a parent or legal guardian

Yes